"Longer lifespans give new importance to annuities"via IFAwebnews.com: A new report by TIAA-CREF, a financial service firm, says that "annuities can be used to ensure that people have enough money for 30 or more years of retirement." Americans are currently experiencing longer life expectancies, which may make annuities more desirable for some when creating a retirement savings plans. For more information, on Annuities, check out "Making Your Money Last For A Lifetime: Why You Need to Know About Annuities."
"Report Urges Raising Social Security Age" from today's Wall Street Journal: They call it age inflation, a new term for the longer life expectancy of Americans. A National Bureau of Economic Research paper argues that the age for Social Security eligibility should be raised to compensate for the age inflation the nation has experienced since the creation of Social Security. There are some good reasons why you personally may want to delay your Social Security benefits. To find out more, check out "Shine a Light on Retirement", which explains why choosing to delay your retirement and social security benefits may help improve your retirement outlook.
"Gender Gap Exists in Adequate Life Insurance Coverage Despite Greater Financial Concerns among Women, According to MetLife Study" via TradingMarkets.com: According to a new study by MetLife, women with life insurance tend to own twice their household income in coverage, while men have coverage that covers three times their household income. The article notes that 64% of working women vs. 52% of working men say they are "very concerned about their families' financial futures in the event of their own premature death." For more information on life insurance for women, as well as health insurance in general, you may want to read "The WISER Woman's Guide to Insurance," a special report on insurance types, insurance needs and where to locate the coverage you want.
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